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Motorcycle Riders



                      How do you use your motorcycle?
Maybe on a weekend cruise down country roads? Maybe driving it back and forth to work to save on gas? However you use it, we are here to help you pick the correct coverage that will cover your motorcycle to fit you riding style.  

                 Choose from three Motorcycle Choice packages

                                                    Every motorcycle policy from Farmers can include three types of coverage:

  • Liability coverage can help if you’re legally responsible for an accident that causes damage or injuries.

  • Collision coverage can help with the costs of repairing damage to your motorcycle if you hit another vehicle or fixed object.

  • Other than collision coverage can help with a loss caused by something other than an accident — for instance theft, vandalism, hail or collisions with animals.

Motorcycle Choice packages make it easy to choose — and customize — the coverage you want by combining popular features for different needs and budgets:


  • $500 safety apparel coverage

  • First accident forgiveness

  • Available optional equipment coverage

  • Available towing and roadside assistance coverage

Plus Package

  • $1,500 safety apparel coverage

  • $3,500 optional equipment coverage

  • Total loss settlement for two years based on the value of a new motorcycle

  • Trip interruption and track day coverage

  • Reasonable and necessary expenses for towing and roadside assistance

Enhanced Package

  • $2,500 safety apparel coverage

  • $5,000 optional equipment coverage at replacement cost

  • $2,000 personal effects coverage at replacement cost

  • Total loss settlement for five years based on the value of a new motorcycle

  • Enhanced rental coverage

  • Diminishing deductible

  • Diminishing waiver

You can also customize your policy with coverage like:

  • Optional equipment coverage up to $15,000

  • Transport trailer coverage up to $7,500

  • Increased liability limits

  • Medical payments

  • Uninsured motorist coverage

Not all products, coverages and discounts are available in all areas.

Get special coverage for special bikes

Special packages give you a choice of the Plus and Elite features you want — along with coverage tailored to your unique ride:


The Vintage Package is for motorcycles that are at least 25 years old and maintained or restored to original condition.


The Custom Package provides coverage for motorcycles that are limited edition, one-of-a-kind or equipped with more than $30,000 in options.

Low Speed

The Low Speed Package is designed for low-power vehicles driven around neighborhoods and on private roadways.

Street Legal ATV

The Street Legal ATV Package provides coverage for ATVs that meet state requirements for registration and operation on state highways.

Call us so we can help you find the right bike coverage for you.

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